Site Privacy and Terms

PRIVACY AND SECURITY

TERMS OF USE AGREEMENT AND COPYRIGHT NOTICE
TerryHayesInsuranceAgency.com & TerryHayesInsurance.com (hereafter referred to as "the site") is accessible via the worldwide web to those with an appropriate Internet connection.  Access to and use of the site are subject to the terms and conditions of this Terms of Use Agreement and Copyright Notice and all applicable laws and regulations, including laws and regulations governing copyright and trademark. BY ACCESSING THE SITE, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, ALL OF THE TERMS AND CONDITIONS IN THIS USER AGREEMENT. TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, and its affiliates, subsidiaries, divisions, agents and/or representatives reserve the right to change these terms and conditions at any time. The changes will appear on the site as and when they occur. By using the site, you agree in advance to accept any changes.

 

USE OF SITE AT YOUR OWN RISK
Your use of the site is at your own risk. NEITHER TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, NOR ANY OF ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SITE AND THE INFORMATION AVAILABLE ON THE SITE OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THE SITE. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST TerryHayesInsuranceAgency.com & TerryHayesInsurance.com AND ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS AND REPRESENTATIVES ARISING OUT OF YOUR USE OF THE SERVICE AND THE SITES AND THE INFORMATION AVAILABLE THEREON.

Unauthorized attempts to upload information or change information on the site are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986. For site security purposes and to ensure that this service remains available to all users, site employs software to monitor traffic.  

SUBMISSIONS
TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, is pleased to hear from its customers and welcomes your comments regarding products, online services and the site itself. While we value customer feedback on our services and products, we request that you be specific in your comments on services and products.  To provide feedback please use click here.

LINKS TO OTHER WEBSITES AND SERVICES
The site contains links to outside websites of services, organizations, associations and companies that TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, does not control. TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, is not responsible for outside services or resources found through these links. Therefore, any concerns regarding linked websites should be directed to that website. We provide these links only for the purpose of providing information for our customers.  

INDEMNIFICATION
You agree to defend, indemnify and hold TerryHayesInsuranceAgency.com & TerryHayesInsurance.com, harmless from and against any and all claims, damages, costs and expenses, including attorneys fees, arising from or related to your own use of the site.

This agreement shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties.

VISITOR PRIVACY NOTICE

This privacy notice discloses the privacy practices for TerryHayesInsuranceAgency.com & TerryHayesInsurance.com  This privacy notice applies solely to information collected by this web site.  It will notify you of the following:

  • What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.  Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Terry Hayes Insurance Agency
CA Lic# - 0D62017      9266 Madison Avenue, Orangevale, CA 95662       Phone 916-988-2402