Your Time is Valuable
We understand that you need a quick response when certificates are required to keep your business moving. Contact us for free, no-obligation quotes and service.
Protecting Your Assets
Protecting your business and your employees has never been more important. We work with a variety of carriers so we can design a plan to meet your specific needs and budget.
We Can Help
Business General Liability
Business & Personal Property
Business General Liability
General Liability insurance covers legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.
Business & Personal Auto
Business & Personal Property
Business General Liability
This coverage provides auto liability insurance. Coverage may include cars, trucks, trailers, vans, heavy trucks or other vehicles designed for use on public roads.
Business & Personal Property
Business & Personal Property
Business & Personal Property
Property insurance covers everything related to the loss and/or damage of property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. The definition of "property" is broad, and includes lost income, business interruption, loss of use, buildings, computers, company papers and money.
Profesional Liability
Group Health & Benefits
Business & Personal Property
Insurance for Professional Services offers protection from client or patient injuries to office damage and equipment malfunctions. You need to know that you have the specific coverage for the needs of your Professional Services, Medical, Dental or Veterinary office.
Workers' Comp
Group Health & Benefits
Group Health & Benefits
Workers' compensation insurance is a state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or while performing work-related duties. It ensures that injured workers receive financial compensation for medical care and for a portion of the income they lose while they are unable to work. Workers' compensation insurance also helps protect employers from lawsuits initiated by workers injured on the job.
Group Health & Benefits
Group Health & Benefits
Group Health & Benefits
Group insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
Why Us
Assessing Need
Building Relationships
Building Relationships
Many financial experts warn that unforeseen events and a lack of the right insurance coverage can spell trouble fast. We'll analyze your insurance needs to provide the coverage you need at the right price.
Building Relationships
Building Relationships
Building Relationships
We will work quickly to provide certificates when time is critical. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Choose Wisely
Building Relationships
Choose Wisely
We work with the top, A rated carriers in the industry to build the program that best fits your needs, whether you have hundreds of employees or you're just starting out.
Our Team
James G Nakamura
James G Nakamura
James G Nakamura
James has been servicing the needs of clients in personal and commercial insurance for more than 20 years. Working with James, you'll understand why many of his clients are referred by existing clients and friends.
Lic# 0C00849
Terry Hayes
James G Nakamura
James G Nakamura
Terry is the founder if Terry Hayes Insurance. Clients have come to expect a level of service that is above and beyond what most agents offer. This is the reason that many of our clients will refer their colleagues and friends to Terry Hayes Insurance Services.
Lic# 0D62017
Contact Us
Terry Hayes Insurance Services
Phone: 916-988-2402 Fax: 916-988-2403
Hours
Monday - Friday: 8am - 5pm
Weekends by appointment
Copyright © 2020 Terry Hayes Insurance Services - All Rights Reserved.
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